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Lloyds TSB (9)

ian_the_sub's profile

ian_the_sub
Posted by ian_the_sub on Mon 31 Oct 11, 7:12 PM to ian_the_sub's blog.

Although I paid in a cheque for over £6000 two days earlier, Lloyds TSB have just written to me saying that they could not pay a direct debit to a leading charity because "the cheque hadn't cleared yet", and were charging me £10 for the letter. How mean and petty can you get? How much did the British taxpayer spend rescuing this stinking bank, and was it worth it?

Replies

31 Oct 11, 7:17 PM
River_Deep
UK, 6 yrs
You are a name and a number with T&C's attached to you. If you do not follow them then they get you. That is how you are going to help to re pay the money back the tax payer bailed them out with.

It is not what you say or do but the way you say or do it

31 Oct 11, 7:24 PM
MisterBear
UK(WA), 8 yrs


River_Deep wrote:
That is how you are going to help to re pay the money back the tax payer bailed them out with.

Don't you mean that's how you are going to help them get their huge bonuses for screwing up the economy?

Can you tell I'm bored and have nothing better to do with my life?
Well nothing more important to do.
Well nothing I can be bothered doing to do.
And you get to suffer my writings because of it.

31 Oct 11, 7:46 PM
Godwin
UK, 8 yrs

ian_the_elf wrote:
Lloyds TSB

Although I paid in a cheque for over £6000 two days earlier, Lloyds TSB have just written to me saying that they could not pay a direct debit to a leading charity because "the cheque hadn't cleared yet", and were charging me £10 for the letter. How mean and petty can you get? How much did the British taxpayer spend rescuing this stinking bank, and was it worth it?

Had similar recently with the named establishment. Did two internet transfers which was transferring from one account to a credit card account. Guess which one left, (or didn't leave first)? Yes the fully funded account came second.

Got a quick flash on the screen saying insufficient funds. But there was! Fuckers wanted £20 for a internet message.

Foot down, asked them to explain why one transfer wasn't so instant as the other, (you know with modern technology).

End result with the second lovely assistant was......

" yes we can see you funded your account correctly and we apologise". They cancelled the charge.

She did fine and provided a positive experience. Most bank staff do. The first donkey however claimed I was irresponsible. She said the charge stands.

Who's laughing now:-D

God's gift - but don't expect it instantly.

31 Oct 11, 7:52 PM
rehtael_ni_dal*
UK(G), 9 yrs
ian_the_elf wrote:
. How mean and petty can you get? .

You serious ? Its banks ffs ;)

If you dont like the rules then I suppose we can all keep our pennies under our matteresses

PS lend us a fiver ;)

I do not agree with what you have to say, but I'll defend to the death your right to say it.
Voltaire (François-Marie Arouet (21 November 1694 – 30 May 1778)

31 Oct 11, 8:39 PM
Outre2*
UK(SP), 18 mths

ian_the_elf wrote:
Lloyds TSB

Although I paid in a cheque for over £6000 two days earlier, Lloyds TSB have just written to me saying that they could not pay a direct debit to a leading charity because "the cheque hadn't cleared yet", and were charging me £10 for the letter. How mean and petty can you get? How much did the British taxpayer spend rescuing this stinking bank, and was it worth it?

Then do what I did. Go to you branch, wait till its full and tell everybody in a very loud voice what they have done. Anyone that approaches you, advise them that you are their boss, (the taxpayer) as owner of the bank and they must conform to you demands. I know all the staff cannot respond as they are employees of the gods that run the bank, but FFS you feel good.

Sic itur ad astra

31 Oct 11, 8:48 PM
Onthebare
UK(LS), 3 yrs
ian_the_elf wrote:
Lloyds TSB

Although I paid in a cheque for over £6000 two days earlier, Lloyds TSB have just written to me saying that they could not pay a direct debit to a leading charity because "the cheque hadn't cleared yet", and were charging me £10 for the letter. How mean and petty can you get? How much did the British taxpayer spend rescuing this stinking bank, and was it worth it?

I don't know how much your donation was for in this instance, but I can never get the logic when their charge is higher than the unpaid direct debit as your account will go further overdrawn than if it had been paid .

Irrespective of that, unless we are talking huge sums of money here (re the donation), surely they should look at your track record.If you aren't in the habit of bouncing cheques on them you'd think they could 'take a view'.

Perhaps too much to ask in this technological age :(

31 Oct 11, 9:14 PM
prettyPETunia
UK(WS), 4 yrs
Ring them up, demand a refund or leave, worked every time for me, but cant remember when I last done it, to be honest. Plenty banks will want your customs and some pay you to transfer. They show no loyalty, why should you?

If love is blind I need to find a cane

1 Nov 11, 12:31 AM
MistressAdara
UK(NW), 4 yrs
£
Lloyds TSB are rubbish, most of my work colleagues have switched to the co-operative bank, my information about being ethical and not supporting war or torture regimes/companies, now having taken over Brittania so more branches did not work. But having a paycheck available 1 whole day and sometimes more at the ATM sure as hell impressed them! Plus £200 bonus for switching to a co-operative bank current account at the moment.
2 Nov 11, 5:48 AM
myiddid
17 mths
ian_the_elf wrote:
Lloyds TSB

Although I paid in a cheque for over £6000 two days earlier, Lloyds TSB have just written to me saying that they could not pay a direct debit to a leading charity because "the cheque hadn't cleared yet", and were charging me £10 for the letter. How mean and petty can you get? How much did the British taxpayer spend rescuing this stinking bank, and was it worth it?

I can't understand why you feel the need to complain so much. We are in control, we have the ultimate sanction of moving accounts, why get so wound up, why let them irritate or annoy you. The first and best approach is leave the bureaucrats to play their games and move on.

If everyone did that instead of battling inefficiency and bloody mindedness the banking system wouldn't play these bloody silly games and we "the customers" wouldn't have anything to complain about. Or is the complaining something you like to do?

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